Website: www.selfhelpenterprises.org

Facebook: https://www.facebook.com/pages/Self-Help-Enterprises/128935357261538

Location: Visalia

Self-Help Enterprises (SHE) is an organization dedicated to self-help housing, sewer and water development, housing rehabilitation, multifamily housing and homebuyer programs in the San Joaquin Valley of California. The goal of SHE is to help farm laborers and other low-income families to help themselves.
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Services/Resources:

• Self-Help Housing: Self-Help Housing allows families to use their "sweat equity" as the down payment on the new home that they otherwise could not afford.  With skilled onsite supervision of SHE construction staff, families participate directly in the construction of their own homes.
• Multi-Family Housing:  Recognizing that only one in five families qualifies for homeownership programs, SHE has expanded its mission to include the development of rental housing to address the unmet needs of low-income Valley residents. The concepts of community and teamwork are emphasized in resident participation and responsibility in management. 
• Housing Rehabilitation: SHE operates a rehabilitation program to preserve and improve the existing stock of housing. SHE also adapts housing to accommodate the special needs of the handicapped and elderly under this program.
• Home-Buyer Program: To extend homeownership opportunities beyond the self-help program, SHE provides assistance for families wishing to become homeowners through traditional avenues.  SHE offers a range of homeownership education programs; courses are available in English and Spanish.
• Homeownership Counseling:  Self-Help Enterprises is pleased to offer a FREE comprehensive approach to homeownership, through Homeownership Counseling and Education. Courses are available in culturally appropriate languages to teach families about: credit, budgeting, shopping for the right home, obtaining a mortgage and financing options, mortgage and financing terms and closing procedures, home maintenance and more. Individual counseling is also available.
• Foreclosure Counseling: Self-Help Enterprises is a HUD-approved counseling agency. We offer free counseling services to assist homeowners in preserving homeownership, preventing foreclosure and to help families get through the difficult transition period if keeping their home is not an option.
• Community Development: Self-Help's community development program works as a catalyst in seeking funding and technical assistance for communities developing water and wastewater systems.  Small rural communities in the Valley often lack the most basic of services - clean drinking water and sanitary sewer systems. SHE provides human resources and the technical assistance necessary to these small towns to develop adequate water delivery and wastewater disposal systems.